The oldest established city in New Zealand, Christchurch is situated in the east coast of South Island inside Pegasus Bay. It is close to the Southern Alps where you can ski at some of the best slopes in the Southern Hemisphere. The city has many parks like the Christchurch Botanic Gardens, Hagley Park and the Willowbank Wildlife Reserve, which is a centre of many local wildlife conservation and rehabilitation efforts for rare and endangered New Zealand species. Family’s will love Hagley Park, where the kids can play or the adults can listen to some of the open air concerts frequently held there.

Christchurch Property Finance – What you need to know since the earthquake

The values of properties in the Christchurch area have changed dramatically since the Earthquakes in 2010 and 2011.

If you are looking to purchase in Christchurch the first step is to ensure that the Vendor can get the house insurance transferred from him to the new owner as “Replacement Insurance”. No replacement insurance = no mortgage.

Mary has helped people settle Christchurch mortgages since the earthquake and assisted residents affected by the earthquake.

Mary has also helped many Ex Pat New Zealanders returning to New Zealand after COVID 19 outbreak.

How Mary Can Help you Get a Mortgage in Christchurch

Mary provides:

• A high standard of reliable, professional and helpful personal service
• Helpful guidance
• Close attention to detail
• Good communication – courteous, prompt responses
• Easy to follow steps through the finance application process for potential buyers
• Negotiation on your behalf with the bank to obtain the most favourable interest rate, sometimes a bank contribution towards legal fees and timely approvals of finance.
• A team of recommended experts – Mary’s substantial knowledge, experience and contacts in related areas, e.g. solicitors, accountants, valuers, insurance brokers and foreign exchange dealers, helps to streamline the process of buying your dream property and investment.

Mary has many happy clients.

More About Mary

Mary O’Brien established New Zealand Mortgage Solutions in Australia in 2006. Her initial aim was to assist New Zealanders and immigrants to bring their deposit and stamp duty/set-up costs into Australia to purchase their Australian house. Since then she has helped numerous Australian and international residents to invest in New Zealand by obtaining finance for them from a selection of 21 New Zealand banks financial institutions. Her clients have ranged from first home buyers, ex-pat Kiwis purchasing in NZ, first investment property buyers and people planning their long term New Zealand retirement location, to those diversifying their investment portfolio, lifestyle purchasers and commercial property investors, as well as those refinancing existing New Zealand mortgages for a better rate, bank or home improvements to their NZ properties.

Mary is New Zealand-born and was a Finance Specialist in Auckland with her own New Zealand company, Professional Investments Limited. This was formed in 1999, four years before she moved to Sydney, Australia. She continues to work with her New Zealand, Australian and worldwide clients. Until recently Mary has had her own Australian finance broking company Downunder Mortgages Pty Ltd and Southern Cross Professional Investments Pty Ltd and was originally accredited with 35 Australian lenders from 2003 to 2022, but now she only concentrates on New Zealand finance.

Find out more about finance for property in other New Zealand cities.