Helping You Buy Property in New Zealand - From Anywhere

We specialise in guiding home buyers through the NZ mortgage process - clearly, securely, and without the usual stress

Our Story

A Trusted Advisor With a New Generation at the Helm

Over the past 20 years New Zealand Mortgages has helped thousands of buyers secure property in New Zealand. The business was founded by a veteran NZ mortgage broker who built deep relationships with clients and lenders alike - especially those working across borders.

In 2025, we welcomed Tama Sefuiva to lead our advisory service and while our original founder remains on as a trusted advisor, our business is evolving with an even sharper focus on helping Kiwis, Australians, Brits, and expats buying in NZ.

We're proud to carry forward a legacy of trust - and even more excited about where weโ€™re heading. Our commitment is simple: clearer guidance, smarter tools, and a better experience for every buyer.

What makes us different

Built for every buyer, local or abroad.

NZ-focused, globally experienced

Personal service from start to settlementโ€”no handoffs, no confusion

Fast communication, no guesswork, no runaround

We know which banks say yesโ€”and why

We understand foreign income, tax, and risk

We handle complex scenariosโ€”multiple incomes, currencies, or visa types

Our Team

Meet the team working to help you

Contact us

Ready to start your mortgage journey

FAQ

Answers to the most common questions about buying and borrowing in New Zealand

How much deposit do I need to buy a property in Newโ€ฏZealand?

Can I use KiwiSaver to help buy my first home?

Can I buy a house in Newโ€ฏZealand if Iโ€™m not a citizen or resident?

What documents do I need to apply for a mortgage?

What are the different types of home loans available in NZ?

Whatโ€™s the difference between conditional approval and pre-approval?

What other costs should I plan for when buying property?

Can I use overseas income to qualify for a mortgage in Newโ€ฏZealand?

How long does the mortgage approval process take?

Should I work with a mortgage adviser or broker?